1-619-665-5360

Some people get worried about the down payment on a home.  They imagine it’s some huge, impossible dollar amount that will take them years to save up for.  It might even prevent them from purchasing a home altogether.

Truth is, a home’s down payment isn’t as frightening as people often make it out to be.  In special circumstances, you might not have to make a down payment at all, though generally, you should expect to put something down.  There’s a good chance that amount isn’t as much as you think it will be.

Like so many things with home buying, there are a lot of different options available out there. 

Defining the Down Payment

Just so we’re on the same page, the down payment is a cash amount you pay out of pocket when purchasing a home. …

737 Views, 0 Comments

Read Full Post

Do you enjoy apartment living, but you don’t want to rent?  Or maybe you like the idea of owning a house, but you want something that requires less chores and maintenance.

Either way, a condo might be exactly what you’ve been looking for.

A condo is a property where you own the inside, but no part of the outside.  Often a condo is near-indistinguishable from an apartment.  Other times, they look more like a townhouse.  But regardless of how they’re attached to the other condos around them, the inside is yours to do with as you see fit.

Unless you’re renting.

You Can Still Rent Condos

In the same way you can rent a townhome or a house, you can rent a condo.  This means you’ll most likely be dealing with an individual owner, while you might…

887 Views, 0 Comments

Read Full Post