About 4495 Montalvo St
4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled living spaces with partial ocean views. Enrollment in the Quiet Home window upgrade program has already been approved for this year, further enhancing desirability. Perfectly positioned between Ocean Beach and Point Loma, this address offers strong lifestyle appeal and rental demand. Minutes to beaches, cafes, shopping and major connectors, it is truly an investment that performs today while offering meaningful development potential ahead.
Features of 4495 Montalvo St
| MLS® # | 250042712 |
|---|---|
| Price | $1,250,000 |
| Bedrooms | 2 |
| Bathrooms | 2.00 |
| Full Baths | 1 |
| Half Baths | 1 |
| Square Footage | 981 |
| Acres | 0.11 |
| Year Built | 1940 |
| Type | Residential |
| Sub-Type | Detached |
| Status | Active |
Community Information
| Address | 4495 Montalvo St |
|---|---|
| Area | OCEAN BEACH (92107) |
| Subdivision | Ocean Beach |
| City | OCEAN BEACH |
| County | San Diego |
| State | CA |
| Zip Code | 92107 |
Amenities
| Parking | None Known |
|---|---|
| View | Lagoon/Estuary,Ocean,Peek-A-Boo |
| Is Waterfront | No |
| Has Pool | No |
| Pool | N/K |
Interior
| Appliances | Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Washer,Gas Range |
|---|---|
| Heating | Wall/Gravity |
| Cooling | Wall/Window |
| Fireplace | Yes |
| Stories | 1 Story |
Exterior
| Roof | Asbestos Shingle |
|---|---|
| Construction | Stucco |
Additional Information
| Date Listed | October 14th, 2025 |
|---|---|
| Days on Market | 14 |
| Zoning | R-4:MULTIP |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | Compass |
|---|